Sunday late afternoon – When I was driving down with family from Valluvarkottam heading back to home @ Velachery, just near Habibullah road, I realized that my brakes were not working. Fortunately I was in a very slow speed. I pumped my brakes, so sometimes it worked and sometimes it did not. Family had a little panic, but I was cool and calm. Slow and steady I stopped the vehicle in a silent street in Habibullah Road.
Here, I need to eat my own dog food, when there is no food!! 🙂 I opened Breakdown Mobile App and I was able to reach out to a car mechanic and got the help I needed. All safe and good. We all went back home via a taxi, after an ibaco ice cream time. Remember, it is Sunday late afternoon. That means – all shops are closed and no garages work this time, because this is the time they take off or even get drunk and sleep 🙂 (Apologize, if I generalized, but in many cases it happens). The fault is – Brake Booster Assembly and that has to be replaced.
Anyway, I went home and researched on how to stop safe, when your brakes fail suddenly. Some safety tips are here –
1) Do not panic, when such thing happens. Being cool will help handle the situation.
2) Take off your leg from the accelerator
3) Down shift your gears to lowest gear (say 1st gear)
4) Apply hand brake
5) Pump your leg brake, and that helps sometimes to get back the brake.
6) Switch ON your Emergency lamp
7) Open your windows and alert other drivers, if all the above does not work to a slow stop
8) Look for a safe place to slow down and stop
9) If possible, move to a rougher surface or slight inclination to stop
10) If all does not work, Slowly touch or do a slight hit with a tree or something similar and stop.
Make your judgement and Be safe and keep the road safe!! Have a Safe Driving!!!
You go to the car dealer to purchase a car and you are thrown with choices to buy Automobile insurance with Emergency Roadside assistance service. Emergency roadside assistance can be bought in various ways – 1) As a free service for one or two years along with the car purchase? 2) As an additional cheaper option in addition to the Car insurance or 3) As a separate purchase of emergency roadside assistance from any major player 4) As a separate purhcase of emergency roadside assistance from a small player.
One of the options is definitely thrown at the customer and if the customer is well read, he/she will know many options mentioned above as the available options in the industry. Considering the above options – choosing a small player for emergency roadside assistance or large player for emergency roadside assistance is a different topic to be discussed in another article.
The point of discussion in this topic would be is to go with the separate player as the vendor for emergency roadside assistance, instead of same vendor for car insurance and emergency roadside assistance. The reason is because it is better to go with the expert in the field, rather than secondary specialty vendor. The car insurance vendor might be an expert in car insurance, but might not be in emergency roadside assistance. So, it is better to go with the separate provider of emergency roadside assistance in India.
Be it a flat tyre, electrical fault or a minor mechanical defect, anything can disrupt your otherwise smooth car journey. It can be intimidating if your car breaks down in an unfamiliar territory. And this is when roadside assistance comes to your rescue.
It offers direct towing service in the event of problems, such as puncture, car running out of fuel and other emergency situations. Some insurance companies offer it along with the car insurance policy while such companies as AXA Assistance India and Cross Roads India Assistance offer roadside assistance as a standalone product.
Call up your car insurer for help and it will send a crew to your rescue point in no time. Essentially all the services are free, however, in some cases you will have to bear the costs. For example, if you run out of fuel, you will have to pay for refueling.
Again, if your vehicle has to be towed, you would have to pay for it. Some companies also provide taxi assistance and hotel accommodation if need be. This facility is most useful during the monsoon season when a vehicle is more susceptible to breakdown.
Roadside assistance offers a host of benefits to you, the policyholder. Here’s what you can get:
Roadside assistance is an essential aspect of your car maintenance and protection. In the unfortunate event of a breakdown or accidents, it is of great help. If you feel your current car insurance is able to take care of such emergency requirements, you can avoid buying a standalone policy. However, if your current car insurer does not give ample features in its add-on roadside assistance plan, go for a standalone policy.
Content Courtesy: policybazaar dot com
In “Emergency Roadside Assistance” market in India as on date, there are startups coming up with apps past 1 to 2 years (crossroads helpline, helponwheels, strandd, mericar etc.,) for Emergency Roadside assistance, but they don’t have the massive India wide network like the major offline players like myTVS, Allianz, CARNATION, MAPFRE, EURO/INDIA ASSISTANCE, TLC Assist, AXA Assistance etc., and other few. This mobile app will be a good value addition for the offline majors mentioned above and an additional strength for it’s business. That is a combination of the strength of the offline major network/business and also the advantage of latest technology/startup. Sooner, the offline majors adopt the app, it would be better and not to have the possibility of any startup overtake the majors.
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